Last Updated: March 4, 2020

PLEASE TAKE NOTICE THAT THIS E-CONSENT IS REQUIRED BY ONE OR MORE OF THE LENDERS WITHIN OUR NETWORK TO WHOM YOU WILL BE REFERRED TO. IT DOES NOT GOVERN ANY COMMUNICATIONS FROM THE OWNER OF THIS WEBSITE. WE MAKE NO REPRESENTATIONS AS TO WHAT, IF ANY, COMMUNICATIONS YOU WILL RECEIVE FROM SUCH LENDER OR IF THIS NOTICE IS EFFECTIVE FOR SUCH COMMUNICATIONS. THE OWNER OF THIS WEBSITE GENERALLY AND SPECIFICALLY DISCLAIMS ANY AND ALL LIABILITY FOR USE OF THIS E-CONSENT DOCUMENT.

CONSENT FOR ELECTRONIC SIGNATURES, RECORDS, AND DISCLOSURES ("E-Consent")
Please read this information carefully and print a copy and/or retain this information for future reference.

1. Introduction 

   You are submitting a loan request to be connected to one of our third-party lenders. In order evaluate and/or offer you a loan, the third-party lenders in our network need your consent to use and accept electronic signatures, records, and disclosures ("E-Consent"). This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link assenting to this notice, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures"). Under the Electronic Signatures in Global and National Commerce (E-Sign Act), your electronic signature constitutes your signed written agreement to the terms of your loan request.


2. Option for Paper or Non-Electronic Records

   You may request any Disclosures in paper copy by contacting the third-party lender directly. The lenders will provide paper copies at no charge. The lenders will retain all Disclosures as applicable law requires.


3. Scope of Consent

   This E-Consent applies to all interactions online concerning you and the third-party lender, and includes those interactions engaged in on any mobile device, including phones, smart-phones, and tablets. This E-Consent authorizes the third-party lender to process your information and interact with you electronically. The lender may also send you notices electronically related to its interactions with you. Disclosures may be provided online at our or third-party lenders' websites, and may be provided by e-mail.


4. Consenting to Do Business Electronically

   Before you decide to do business electronically with the third-party lenders, you should consider whether you have the required hardware and software capabilities described below.


5. Hardware and Software Requirements

   To access and retain the disclosures electronically, you will need to use the following computer software and hardware: a PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program that supports at least 128 bit encryption, such as Microsoft® Internet Explorer, Netscape® or Mozilla Firefox®. To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader X ® or Foxit®. You will need a printer or a long-term storage device, such as your computer's disk drive, to retain a copy of the disclosures for future reference. You may send any questions regarding the hardware and software requirements directly to the third-party lenders.


6. Withdrawing Consent

   Your E-Consent for our services cannot be withdrawn because it is a one-time transaction. If you are connected with one or more third party lenders, you are free to withdraw your E-Consent with those third-party lenders at any time and at no charge. However, if you withdraw this E-Consent before receiving credit, you may be prevented from obtaining credit from that lender. Contact the third-party lender directly if you wish to withdraw this E-Consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected.

7. Change to Your Contact Information

   You should keep third party lenders informed of any change in your electronic address or mailing address. You may update such information by logging into the third-party lender's website or by sending the lender a written update by mail.

8. Your Ability to Access Disclosures

   BY CLICKING THE LINK, YOU ASSENT TO OUR TERMS AND CONDITIONS. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED FORMATS DESCRIBED ABOVE.


9. Consent

   BY CLICKING THE LINK, YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD-PARTY LENDERS OVER THE INTERNET.