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Personal Loans Simplified

Rates starting from 5.99% APR*

Search loan amounts up to $100,000

Compare rates from multiple lenders in 2 minutes

Enter a Loan Amount up to $100,000

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Compare Personal Loan Rates From Top Lenders

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Certified Lenders Current Rates Loan Amounts
Rates from (APR)
9.95% - 35.99%
Loan Amount
Up to: $35,000
Rates from (APR)
5.99% - 29.99%
Loan Amount
Up to: $35,000
Rates from (APR)
5.99% - 29.99%
Loan Amount
Up to: $35,000
Rates from (APR)
6.95% - 35.89%
Loan Amount
Up to: $40,000
Rates from (APR)
15.49% - 34.99%
Loan Amount
Up to: $25,000
Rates from (APR)
4.99% - 16.97%
Loan Amount
Up to: $100,000
Rates from (APR)
5.99% - 29.99%
Loan Amount
Up to: $35,000

Review personalized loan offers in just 2 minutes.
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* All APRs reflect autopay and loyalty discounts where available.

Calculate Your Personal Loan Savings

This personal loan calculator will help you determine the monthly payments on a loan.

See How Much You Can Save

Format: 12m, 36m, 3y, 7y
Percentage (%)

Potential Savings

Representative Example: For a $5,000 36-month loan at an interest rate of 5.99% with a 1.15% origination fee of $57.50, you will receive a loan amount of $4942.50 and will make 36 monthly payments of about $153.84 at a 5.99% APR. Total loan cost would be $5,538.10.

Personal Loans for All Your Financial Needs

Request a Loan in as little as 2 minutes — Without affecting your credit score!

Auto Expenses
Debt Relief
Credit Card Refinance
Business Loan
Home Improvements
Vacation
Major Purchases
Wedding

Compare Personal Loan Rates in about 2 Minutes

Frequently Asked
Questions

A personal loan is money that you can borrow from a financial institution like a bank, a credit union, or an online lender. Once approved for a loan, you'll make monthly payments to pay the loan back in full, plus interest. The loan terms and interest rates vary based on the lender you choose and your credit report. Typically, when you get a personal loan, it’s an unsecured loan — which means it doesn’t require collateral like your home or your car.
Every lender has their own set requirements to qualify for a personal loan. The personal information categories they typically look for are age, citizenship, employment and credit history. Ideal borrowers are 18 years old or older, U.S. citizens or permanent residents with a valid Social Security number, have a steady income, and have a good credit history.
The maximum loan amounts for online personal loans vary by lender and usually fall within the $35,000 to $50,000 range. However, some lenders on the Muuney marketplace offer personal loans to qualified borrowers for up to $100,000. How much you can borrow with a personal loan largely depends on your credit score and your debt-to-income ratio. Your debt-to-income ratio is calculated using the amount of your monthly income that goes to paying ongoing obligations like your rent, car payment, or credit card bills.
Using Muuney to check your loan rates doesn’t affect your credit score. Here’s how it works: Muuney's prequalification process uses a soft credit inquiry that allows you to see personalized, pre-qualified loan rates. There is no obligation to proceed with any of the loan options presented on your dashboard, but if you do see a loan option with one of our lending partners that you'd like to proceed with, you will be asked to authorize a hard credit check when you apply for an unsecured personal loan. A hard credit inquiry can impact your credit score between two and nine points, but usually averages no more than five points.
Once you’ve completed the loan application process, most lenders can fund your loan by the next business day. Certain lenders may take up to about a week to fund your loan.
Most loan companies offer a lower interest rate for a shorter loan term. Some lenders even offer an autopay discount if you authorize your monthly loan payments to be directly withdrawn from your checking or savings account. Qualifying for lower rates offered by a lender is dependent on a multitude of factors including: your online loan application, credit history, credit score, loan term, loan purpose, and more. The better your credit score, the better the interest rate that you can qualify for.
Yes, you can. Generally, Muuney’s lending partners will not charge you for paying off a personal loan early. However, other lenders outside of Muuney’s network may charge a prepayment penalty fee if you decide to pay the loan off before the loan term is up.
You’re typically not limited in how you can use your personal loan funds. Personal loans can help you pay down high-interest credit card debt, meet unexpected needs like medical bills, take care of a major purchase like a new refrigerator, or even purchase a new or used car with an auto loan. However, there are some lenders who only provide fixed-rate loans for specific purposes, as well as specific rates vary based on what you use the loan for. In those cases, you will be asked for the purpose of your loan.